For a self-employed tradesperson, delivery operator, or mobile service provider, a work van can be the equipment that makes earning income possible. Finding an affordable used vehicle may feel like a major step toward independence, but the purchase price represents only part of the commitment. Someone researching loans for essential business transportation should calculate inspection costs, insurance, initial maintenance, registration, and the vehicle’s expected operating expenses before making an offer. A van that fits the purchasing budget but cannot be operated affordably may become a burden before its first customer appointment.…